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When shipping valuable inventory, insurance provides protection against loss or damage during transit. Jetpack offers insurance for both parcel and freight shipments, with clear pricing structures and coverage limits. Understanding how insurance applies to your orders—including when orders split into multiple packages—helps you make informed decisions about protecting your shipments.

Insurance Options by Shipment Type

Jetpack provides insurance coverage for both parcel and freight shipments, with different pricing structures and coverage limits based on the type of shipment.

Parcel Insurance Overview

Jetpack offers insurance for parcel shipments through a policy issued by Cabrella Parcel Insurance. The cost is calculated at 1.875% of your total chosen insured value plus the shipment’s fulfillment cost, which is reflected in the total shipment invoice.
The information and services offered to you are subject to Jetpack’s Terms of Service which are incorporated herein by reference. For the avoidance of doubt, Jetpack is not an insurance company or a licensed insurance agent and does not assume any liability or risk associated with the purchase or sale of insurance. Upon request, Jetpack may provide you with the opportunity to protect your eligible shipments of goods under an insurance policy that is issued to Jetpack’s warehouse partners (the “Policy”) by Cabrella Parcel Insurance.Note: A 3% credit card processing fee may apply if specific criteria are met. Click here for more information.

Coverage Limits and Requirements

Understanding the coverage limits and requirements for parcel insurance ensures you properly protect your shipments.
If you insure an order for $20,000 that splits into 4 parcels, each parcel will be insured for up to $5,000.

Over-Insurance Policy

Jetpack reserves the right to adjust or deny coverage if the declared insured value exceeds either the actual value of the goods or the $5,000 USD per parcel limit.

Prepaid Shipments

Insurance cannot be procured for prepaid parcel shipments. Any insurance values added to these orders will be considered void.

Courtesy Insurance

Purchasing additional insurance for D2C/B2C orders voids Jetpack’s courtesy insurance. This means you will pay insurance on the entire shipment amount rather than only on the amount exceeding the initial retail value covered (USD $100).

Adding Insurance to B2C Orders

Follow these steps to add insurance to a direct-to-consumer (B2C) order:
1

Navigate to Order Details

Navigate to the Order Details page for the order you want to insure
2

Edit shipping details

Scroll down to the ShipBob Shipping Details tile and click EditShipBob Shipping Details tile showing Edit button in top right corner
3

Enter insurance value

In the pop-up window, input the dollar amount you wish to insure under Order Value for InsuranceShipping Details pop-up dialog showing Order Value for Insurance field with pricing information
4

Save your changes

Click SaveThe new insurance value will be displayed next to Insurance Value.
If a B2C order is split into multiple packages within the fulfillment center, the total insurance amount applies to all packages.Example: If you insure an order for $5,000 and it is split into 4 packages, the entire $5,000 of coverage applies across all packages if a claim is necessary.

Adding Insurance Automatically to Imported Orders

Rather than insuring each order by hand, you can have Jetpack automatically add shipping insurance to orders imported from your ecommerce platform by enabling the Pull Insurance Amount feature on your account.

How Pull Insurance Amount Works

Once enabled, the feature applies these rules:
  • All orders containing the total_price JSON data will automatically receive shipping insurance.
  • The shipping insurance amount will match the amount in the total_price JSON field.
  • You can set a total order value threshold, above or below which insurance is applied, so only orders in the range you choose are automatically insured. Let your Jetpack Care Manager know the threshold you want when you request the feature.
  • If the total_price JSON field is 0 or null for any reason (for example, due to discounts or $0 items), the insurance amount will also be $0.
  • Manually created orders do not receive JSON data, so Pull Insurance Amount will not apply to them automatically. You’ll need to add insurance to manual orders yourself using the steps for adding insurance to B2C orders above.
Automatic insurance is calculated only from the total order value your store passes to Jetpack (the total_price JSON field). If an order is comped or free, that value is $0, so no insurance is applied, regardless of the actual value of the goods. To insure a comped or free order, create it as a manual order and add insurance yourself.
Turning this feature on means every qualifying imported order is insured and billed accordingly. Parcel insurance costs 1.875% of the insured value plus the shipment’s fulfillment cost; freight insurance runs 1–2% of the insured value plus the fulfillment cost. These charges appear on your total shipment invoice, so factor the recurring cost into your decision before enabling automation across all orders.
Pull Insurance Amount is enabled on request. To turn it on for your account, contact your Jetpack Care Manager and let them know you’d like to enable automatic insurance for orders imported from your ecommerce platform, along with the total order value threshold (if any) you’d like applied.

Key Considerations

When adding insurance to your orders, keep these important factors in mind:
  • Currency - All insurance values are in USD regardless of order currency
  • Split orders - Total insurance coverage applies across all packages when orders split
  • Courtesy insurance - Purchasing additional insurance voids Jetpack’s courtesy coverage
  • Prepaid shipments - Parcel insurance is not available for prepaid shipments
  • Signature requirements - Parcel insurance of $300 USD or more automatically requires signature on delivery

FAQs

Yes. Shipping insurance applies to all splits associated with the parent order, whether the insurance amount was added manually or automatically. Since insurance appears only on the parent/primary order, review the parent shipment to determine the insurance value.Important: The insured value for any parcel must not exceed the actual value of the goods or $5,000 USD per parcel. If an order is split into multiple parcels, the maximum insured value per parcel is capped at $5,000.
Insurance fees vary based on the shipment configuration:
  • Parcel: 1.875% of the total insured value (or the total_price in the JSON data), plus the shipment’s fulfillment cost. This total is reflected in the final shipment invoice.
  • Freight: 1% to 2% of the insured value, plus the shipment’s fulfillment cost, as shown on the total shipment invoice.
No. Carrier selection does not affect how shipping insurance is calculated.
No. An order’s end destination country does not impact the insurance amount.
No. When insurance is added automatically, the amount is determined by the total_price field in the JSON data and cannot be overridden manually.
Because automatic insurance is determined by the total_price JSON data, start by reviewing that field. If it shows $0 or null for any reason (for example, due to discounts or $0 items), the insurance amount will also be $0.
You can review JSON data in your Jetpack dashboard by clicking the Actions button on the order details page, then selecting View Store Data from the drop-down menu.
If you still can’t determine the issue after confirming the order was imported from your ecommerce platform and the total_price JSON field is not $0 or null, contact Jetpack Care via Slack or email.

Let’s Dive Deeper

Claims and Insurance Overview

Understanding the complete claims and insurance process

Parcel Claim Policies

Detailed coverage policies and limitations for parcels

Submitting Claims

Quick guide to the claims submission process

Freight Claims

Freight claim policies and documentation requirements

Insuring Your Inventory

Protect your merchandise while in storage

D2C Turnaround Times + SLAs

Understanding fulfillment SLAs and processing times
Jetpack

Questions? Contact Jetpack Care.

If you have any questions about adding insurance to your orders or understanding coverage limits, you can always contact Jetpack Care for help. Our team is always here to assist via Slack, phone, or email!